THIS IS HOW THE SERVICE WORKS

INVOICE

PAY FOR YOUR PURCHASES ALL AT ONCE WITH AN INVOICE

Invoices are a safe and easy way to pay for purchases. They are intended for single transaction payments. An invoice will give you 14 days to pay – no interest or fees added. This will allow you to return items before paying.

To receive the credit decision upon checkout, you will need to verify your identity and provide your contact information. In online shops, you might need to use your e-banking details.

After your credit is approved and the purchase is made, we will send you your chosen type of invoice. Once you receive the invoice, you can opt to pay it all at once. You can also choose to pay in instalments using credit and get more payment time as it suits you. You can convert your invoice to instalments by first logging into this online service (login is at the top of the page), then selecting the monthly payment option that suits you best and accepting the credit agreement. Please make your payments using the information included in the invoice you have received. All you need to do is to change the first monthly instalment of the selected instalment plan as the invoice sum.

About invoices
This payment method is intended for private persons 20 years of age or older with a Finnish personal identity code, as well as a permanent and official residence in Finland. Personally frozen credit or hidden information prevents the use of the payment method. Your credit information will also be verified when the credit decision is made.

The invoice may be offered by an online or offline shop under that company's name. The invoice payment time is granted by Lindorff Invest Oy. After an approved credit decision, the invoice will be managed by Lindorff Payment Services AB.

In some cases, you may enquire about the payment method option beforehand with an SMS (standard SMS charge). You will be provided with further information about the text message service when you visit a shop that offers it.

Read more about the service and the FAQ.
See the General credit terms for this payment method.
Also check out Standard European Consumer Credit Information.

PART PAYMENT

PAY IN INSTALMENTS WITH ONE-TIME CREDIT, USING THE SCHEDULE THAT BEST SUITS YOU

Part payment is a convenient way to spread out the cost of a purchase over several months. To use part payment, choose the best monthly instalment option for you and make the credit agreement. You can also choose to pay in parts after you receive the invoice for you purchase: log into this online service to convert the invoice into part payment. Please make your payments using the information included in the invoice you have received. After accepting the part payment agreement, just change the first monthly instalment according to the instalment plan you selected as the amount.

Part payment is a form of one-time credit, meaning you get time to pay for a single purchase and are not bound by a permanent credit relationship. Unlike hire purchases, part payment allows you to gain ownership of the product as you purchase it.

To receive the credit decision upon checkout, you will need to provide your personal and contact information. In online shops, you might need to use your e-banking details.

To use part payment, you must have an approved credit decision. You can apply for one using the personal and contact information you provided for the purchase. In online shops, you might need to use your e-banking identification to verify your personal information.

After your credit is approved and the purchase is made, you will receive a monthly email or paper invoice until the credit is paid off. You can also pay off all the credit at once, and no fees from the unused payment time will be applied.

About part payments
One-time credit part payment is intended for private persons 20 years of age or older with a Finnish personal identity code, as well as a permanent and official residence in Finland. Personally frozen credit or hidden information prevents the use of the payment method. Your credit information will be verified when the credit decision is made.

Part payment may be offered by an online or offline shop under that company's name. The one-time credit is granted by Lindorff Invest Oy. After an approved credit decision, the credit will be managed by Lindorff Payment Services AB.

Read more about the service and the FAQ.
See the General credit terms for this payment method.
Also check out Standard European Consumer Credit Information.

By logging into this service from the top of the page, you can

  • convert invoices into part payment agreements
  • check your part payment agreements
  • postpone instalment due dates, if necessary.
You can check your invoices to see the credit paid and remaining.